When Will San Francisco Be Underwater?

The threat of rising sea levels poses a profound challenge to coastal communities worldwide, transforming the relationship between major metropolitan areas and the ocean. For San Francisco, a city surrounded by water on three sides, the accelerating rise of the Pacific Ocean and the San Francisco Bay represents a fundamental risk to its identity, economy, and physical infrastructure. Understanding the timeline and impact of this phenomenon requires an examination of the underlying global climate drivers and the specific regional projections developed for the Bay Area. This analysis focuses on the quantifiable vulnerability of the city and the complex strategies being developed to enhance its long-term resilience.

The Driving Force of Sea Level Rise

Global sea level rise is not the result of a single factor but a combination of two primary physical processes driven by the Earth’s warming climate. The first, and historically a significant contributor, is the thermal expansion of seawater. As the ocean absorbs more than 90% of the excess heat trapped by greenhouse gases, the water physically warms and expands in volume, raising the global mean sea level.

The second, and increasingly dominant, factor is the melting of land-based ice stored in continental ice sheets and glaciers. The massive ice sheets covering Greenland and Antarctica contain enough frozen water to raise sea levels by many tens of feet if they were to melt completely. Meltwater from these vast terrestrial ice masses flows into the ocean, adding new volume to the system. The rate of this melting is a source of scientific uncertainty because the mechanisms of ice sheet collapse are still being refined by climate models. Land ice melting has become the largest single contributor to observed sea level rise, overtaking thermal expansion in recent decades.

Regional Projections and Timelines for the Bay Area

The timeline for when sea level rise will cause chronic inundation in San Francisco is governed by regional projections that account for local factors like geology and ocean dynamics. California’s official guidance, developed by the Ocean Protection Council (OPC), provides a set of scenarios for the San Francisco tide gauge. Under an intermediate scenario, the sea level in the Bay Area is projected to rise between 0.5 and 1.2 feet by the year 2050. This relatively near-term increase will significantly worsen the effects of seasonal King Tides and storm surges, increasing the frequency of temporary flooding in low-lying areas.

Looking further out, the projections for the end of the century show a much wider range, reflecting the uncertainty in future global emissions and the stability of the Antarctic and Greenland ice sheets. The most likely scenario projects a rise of approximately 3 feet (1 meter) by 2100. However, the state recommends that communities plan for a higher range, particularly for long-term infrastructure, due to the potential for high-emission scenarios.

Under high-emissions scenarios, the Bay Area could experience a rise between 1.0 and 6.6 feet by 2100, with even more extreme possibilities extending to nearly 12 feet by 2150. Preparing for the upper end of this range is considered prudent risk aversion for projects with a long operational lifespan, like major transportation hubs or hospitals. A rise of 3 feet could lead to widespread coastal flooding in the Bay Area, making the difference between manageable nuisance flooding and the permanent inundation of significant assets.

Geographic Vulnerability of San Francisco Infrastructure

The city’s most significant exposure to rising water is concentrated along the eastern and northern shorelines, particularly in areas built on artificial fill that are inherently low-lying. The Embarcadero waterfront is highly vulnerable, as the historic seawall that protects the Financial District and downtown core was not designed to withstand projected future water levels. Even today, the Embarcadero floods intermittently during extreme high tides, signaling its limited capacity against future rise.

The critical regional transportation network faces a threat, with the BART and Muni tunnels that run beneath the Embarcadero and the Bay being susceptible to inundation. A significant flood event could send water over the seawall and into these underground transit corridors, causing massive disruptions to the regional economy. Furthermore, major transportation assets outside the city, such as San Francisco International Airport (SFO), are built on bay fill and are at risk of increased chronic flooding.

Other low-elevation areas like Treasure Island and Mission Bay are also highly exposed to permanent inundation and groundwater intrusion. Treasure Island, entirely man-made, is particularly susceptible, and its vulnerability profile is a major consideration for its ongoing redevelopment plans. Rising sea levels are expected to reduce the capacity of the existing storm sewer systems to discharge into the Bay, which will exacerbate flooding in low-lying urban areas during heavy rainfall events.

Adaptation Strategies and Resilience Planning

San Francisco and its regional partners are actively developing and implementing multi-faceted strategies to protect the city’s vulnerable shoreline and infrastructure. A primary focus is the multi-billion-dollar Embarcadero Seawall Program, which aims to strengthen the century-old structure against both seismic activity and the increasing risk of coastal flooding. This program is an example of “protection,” using engineered defenses to keep the water out.

The city is also engaging in long-term planning through the San Francisco Waterfront Flood Study, which analyzes flood risk and proposes actions to defend the shoreline through 2100. This comprehensive approach involves studying various response strategies, including the concept of “managed retreat,” where certain less-developed industrial lands near the southern waterfront may be allowed to revert to natural conditions to serve as buffers. Additionally, the city is updating its building codes and capital planning processes to require new projects in vulnerable zones to incorporate sea level rise projections.

Projects like the adaptation measures at SFO and the ongoing work by BART to assess its tunnels and stations demonstrate a regional commitment to fortify critical assets. These strategies often involve hybrid solutions, combining traditional engineered barriers with nature-based approaches like restoring coastal wetlands, which can naturally buffer the shoreline from wave energy and absorb floodwaters. The overall effort involves an adaptive framework that plans for incremental interventions over the coming decades.