What Is a Medical Supply Store and What Do They Sell?

A medical supply store, often called a Durable Medical Equipment (DME) provider, specializes in products intended for long-term use in a home setting. These stores offer equipment and supplies designed to aid recovery, manage chronic conditions, and enhance mobility for individuals with health issues. Their primary function is providing items prescribed by a healthcare provider for routine use outside of a hospital or clinic. This specialization ensures consumers can access the specific, often complex, equipment necessary for continued care and independent living.

Core Inventory Categories

The largest category is Durable Medical Equipment (DME), which includes devices that can withstand repeated use and have an expected lifespan of at least three years. Examples of DME include power-operated vehicles, wheelchairs, walkers, and hospital beds. Oxygen equipment, patient lifts, and respiratory devices such as CPAP or BiPAP machines also fall under this grouping.

A second major category covers medical consumables and disposable supplies, which are high-volume items used and replaced frequently. These products include specialized bandages and dressings, ostomy and incontinence products, testing strips, lancets, and supplies for infusion pumps. Consumables are not considered DME because they are used up over a short period.

The third group consists of assistive devices, which aid daily living but may not meet the strict definition of DME. This includes specialized bathroom safety equipment, such as shower chairs and raised toilet seats, which improve home accessibility and reduce injury risk. Adaptive utensils, reachers, and certain orthotic devices are also stocked to help patients manage routine tasks independently.

Distinguishing Medical Supply Stores from Pharmacies and General Retailers

Medical supply stores are distinct from standard pharmacies and general retailers due to their specialization in complex, prescriptive equipment. Pharmacies focus on dispensing medication and selling a limited range of over-the-counter health items. In contrast, a medical supply store’s core business is large, specialized equipment and high-volume clinical supplies.

The staff often possess specialized knowledge, sometimes including certified technicians who can properly fit, set up, or instruct patients on the use of complex devices. This expertise is necessary for items like customized wheelchairs, specialized bracing, or oxygen concentrators. Furthermore, the store’s operational focus is directed toward navigating the complex process of insurance billing for Durable Medical Equipment. This specialization in product, personnel, and payment logistics defines the unique niche of the medical supply store.

Navigating Access and Payment

Accessing many medical supplies, particularly DME, requires a physician’s order or prescription to establish medical necessity. This prescription is the foundational document a patient needs to acquire the equipment or supplies. For items covered by insurance, the process requires substantial documentation beyond the simple prescription to secure payment.

Medical supply stores engage in DME billing, which involves verifying a patient’s insurance coverage, including Medicare Part B, Medicaid, or private plans. The store must often obtain prior authorization from the insurer, confirming the item meets specific coverage criteria. This process involves using specific Healthcare Common Procedure Coding System (HCPCS) codes to classify the equipment and associated services.

Historically, many DME items required a Certificate of Medical Necessity (CMN) form filled out by the physician. While the Centers for Medicare & Medicaid Services (CMS) discontinued CMN forms for many items in 2023, the requirement for comprehensive medical documentation of necessity remains. The store must maintain records demonstrating the patient’s condition and the therapeutic benefit of the ordered equipment to prevent claims from being denied.

Patients can choose to pay for equipment themselves, which simplifies the transaction by bypassing the insurance process. Because specialized equipment is often expensive, most consumers rely on their insurance coverage. Stores offer both outright purchase and rental options for DME, with coverage and payment terms varying based on the equipment and the patient’s insurance plan. Navigating these financial and regulatory complexities is a core service provided to the patient.