How to Water a Money Plant the Right Way

The Money Plant, often recognized as Pilea peperomioides or Pachira aquatica, is a popular houseplant known for its resilience. The greatest challenge new owners face is establishing a consistent and appropriate watering routine. Achieving the right moisture balance is paramount because both too much and too little water severely impact the plant’s health. This guide provides steps to ensure your Money Plant receives the hydration it needs.

How to Gauge Soil Moisture

The proper time to water depends entirely on the current moisture level of the soil, not a calendar date. The most reliable assessment method is the simple “finger test,” which requires inserting your index finger two inches deep into the potting mix. If the soil at this depth feels dry and crumbly, it is time to water the plant thoroughly.

If the soil feels damp or cool at the two-inch mark, you should wait another day or two before rechecking the moisture level. Watering on a fixed weekly schedule can easily lead to overwatering, especially if environmental conditions fluctuate. A soil moisture meter can also be inserted into the pot to confirm dryness before proceeding with hydration.

The Correct Watering Method

Once the soil moisture test confirms the need for water, the goal is to achieve “thorough saturation.” Water should be applied slowly and evenly across the entire surface of the soil. Continue pouring water until you see it freely draining from the drainage holes at the bottom of the pot.

This complete saturation ensures that all the roots, even those deep within the pot, receive adequate moisture. Allowing the pot to sit in the drained water is detrimental, as this creates an anaerobic environment that promotes root rot. After about fifteen to twenty minutes, always discard any excess water collected in the plant’s saucer.

While top-watering is standard, occasionally watering from the bottom can be beneficial for uniform hydration, especially if the soil has become hydrophobic. For bottom-watering, place the pot in a shallow basin of water for about 30 minutes, allowing the soil to wick moisture upwards. After this time, remove the pot and allow any residual water to drain completely before returning it to its spot.

Seasonal and Environmental Adjustments

The frequency of watering will naturally change throughout the year due to the plant’s growth cycle. During the spring and summer months, when the Money Plant is actively growing, it requires water more often. Conversely, during the winter, when the plant enters a period of semi-dormancy, its metabolic rate slows significantly, requiring the soil to stay drier for longer.

The material of the pot also influences how quickly moisture evaporates from the soil. Porous terracotta pots allow water to evaporate through their walls, leading to faster drying times than non-porous plastic or glazed ceramic containers. Furthermore, high light levels and low indoor humidity increase the rate of transpiration and evaporation, necessitating more frequent checks for dryness.

Recognizing and Treating Watering Stress

When the watering balance is incorrect, the Money Plant will display distinct visual cues. An underwatered plant will typically exhibit soft, drooping leaves that may feel limp or thin to the touch. If the dehydration is severe, the leaf edges may become crispy and turn brown.

To treat an underwatered plant, give it a thorough soaking until water drains freely, and then allow the excess to drain completely. In contrast, an overwatered Money Plant often shows signs like yellowing lower leaves and stems that feel mushy or soft near the soil line. This indicates that the roots are suffocating. Immediately stop applying water and allow the soil to dry out completely before resuming any routine.