How to Save a Money Tree From Dying

Pachira aquatica, commonly known as the Money Tree, is a popular houseplant. Even this resilient plant can occasionally show signs of distress. Recognizing symptoms early and acting swiftly is the best strategy for rescue. This guide offers immediate, actionable steps to diagnose and treat the most common issues affecting the plant.

Diagnosing Distress: Reading the Symptoms

A distressed Money Tree communicates its problems through its leaves and trunk. The most frequent sign of trouble is yellowing leaves, especially on the lower part of the plant, which often signals overwatering and the onset of root issues. If the leaves become soft, droopy, and the trunk feels mushy at the base, root rot is likely underway.

Conversely, if the leaf edges turn crispy brown and the foliage appears wilted but the soil is completely dry, the plant is likely suffering from underwatering. Other symptoms point toward pest issues, such as fine webbing between leaves or stems (spider mites), or small, white, cottony masses on the undersides of leaves (mealybugs). A sticky residue, known as honeydew, is also a common sign of a pest infestation.

Emergency Intervention for Root Rot

Root rot is the most common and potentially fatal issue for the Money Tree, typically caused by overly saturated soil. The first step in an emergency intervention is to carefully remove the plant from its container to inspect the root system. Gently shake or rinse away the old, waterlogged potting mix to expose the roots.

Healthy roots should be firm and white or pale tan, while rotted roots appear dark brown or black and feel soft and mushy. Using clean, sterilized shears, prune away all diseased and decayed roots, cutting back to healthy tissue. Sterilize your cutting tool with rubbing alcohol between cuts to prevent the spread of pathogens.

After pruning, the remaining healthy roots can be soaked briefly in a solution of water and fungicide, or a diluted hydrogen peroxide solution, to eliminate lingering pathogens. Repot the plant immediately into a fresh, well-draining potting mix that incorporates materials like perlite or pine bark for better aeration. Ensure the new pot has adequate drainage holes and is not excessively large, as too much soil volume can retain excess moisture and restart the cycle of rot.

Addressing Pests and Environmental Stressors

If the diagnosis points away from root rot, the plant is likely dealing with pests or an imbalance in its environment. Pests like spider mites and mealybugs feed on plant sap, causing leaves to weaken, yellow, or drop. To treat an infestation, isolate the plant immediately to protect other houseplants from contamination.

Small pest populations can often be removed by gently wiping the affected leaves and stems with a cotton swab dipped in rubbing alcohol. For more widespread issues, apply horticultural oil, such as neem oil, which is effective against common pests when applied thoroughly to both the top and underside of the leaves. Repeat the treatment every few days until the insects are completely gone.

Correcting environmental factors, such as improper lighting or watering errors, is also crucial for recovery. Money Trees prefer bright, indirect light; moving a plant from deep shade or harsh, direct sunlight will prevent symptoms like leggy growth or scorched leaves. For plants suffering from underwatering, a thorough soaking until water drains from the bottom of the pot is a quick fix, followed by establishing a consistent watering routine.

Stabilizing the Plant for Recovery

Once the emergency intervention has been completed, a period of stabilization is necessary for the Money Tree to recover. After repotting for root rot, resist the urge to water the plant immediately, as the roots need time to heal and acclimate to the dry, fresh soil. Allowing the soil to dry out completely helps to discourage the growth of any remaining fungal spores.

Resume watering only when the top one to two inches of soil feel dry, adopting a deep, thorough method to rehydrate the entire root ball. Avoid applying fertilizers during this recovery phase, as the plant’s compromised root system cannot process the extra nutrients. Delay fertilization for several weeks until the plant shows clear signs of new, healthy growth. Place the recovering Money Tree in a location that receives consistent, bright, indirect light and monitor the plant closely for new leaf emergence, which signals a successful recovery.