How Much Does It Cost to Fix a Chipped Tooth?

A chipped tooth is a common dental injury that occurs when a small piece of enamel breaks off, usually due to trauma or biting on something hard. Damage can range from a minor cosmetic flaw to a significant structural problem requiring professional attention. The cost of repair depends almost entirely on the extent of the damage, which dictates the necessary restorative procedure. Due to this variability, the final expense can range from a few hundred to several thousand dollars.

Assessing the Damage

The first step in calculating the cost of repair is a thorough dental assessment to classify the injury’s severity. Dentists use a classification system corresponding to the depth of the fracture into the tooth’s layers. This classification determines if the injury is minor, moderate, or severe, which prescribes the appropriate treatment.

A minor chip (Ellis Class I) involves only the outermost layer, the enamel. Since enamel lacks nerves, this chip typically results in no pain, though the tooth may feel rough or sensitive to temperature changes. A moderate chip (Ellis Class II) extends through the enamel and into the underlying dentin. The dentin layer contains tubules leading to the tooth’s nerve, causing noticeable sensitivity to air, heat, or cold stimuli.

The most serious injury is a severe chip (Ellis Class III fracture) where the fracture reaches the pulp, the innermost part of the tooth containing nerves and blood vessels. When the pulp is exposed, it may be visible as a pink or red spot, leading to intense pain and a high risk of bacterial infection. The extent of this internal damage is the primary factor determining the complexity and expense of the required repair.

Treatment Options and Estimated Costs

The treatment chosen aligns directly with the fracture’s severity, and costs reflect the materials, time, and expertise required for each procedure. For minor chips limited to the enamel, the most economical fix is dental bonding. This procedure involves applying a tooth-colored composite resin to the damaged area, which is then sculpted and hardened with light. The national average cost for dental bonding ranges between $288 and $915 per tooth, and it is usually completed in a single office visit.

For chips affecting the front teeth, a dental veneer may be recommended for a durable solution. Veneers are custom-made, thin shells of material, often porcelain or composite resin, that cover the entire front surface of the tooth. Composite veneers are the more affordable option, costing approximately $250 to $1,500 per tooth. Porcelain veneers are more durable and aesthetic, ranging from $900 to $2,500 or more per tooth, and require laboratory fabrication over multiple appointments.

When a chip is large enough to compromise the structural integrity of the tooth or involves a significant portion of the dentin, a dental crown is required. A crown is a full-coverage cap cemented over the entire visible portion of the damaged tooth, protecting it from further fracture. The cost varies widely depending on the material used, such as metal alloys, porcelain-fused-to-metal, or all-ceramic/zirconia. Without insurance, the expense for a single crown falls between $800 and $2,500.

In cases of a severe Ellis Class III fracture where the pulp is exposed, the nerve tissue must be removed through a root canal procedure to prevent infection and save the tooth from extraction. A root canal adds a significant expense, with a national average cost ranging from $500 to $1,800, depending on the tooth’s location and complexity. After the root canal, the tooth nearly always requires a protective dental crown. The total cost for a severely chipped tooth can easily exceed $2,500 for the combined procedures.

Factors Influencing the Final Expense

Beyond the specific restorative procedure, several factors influence the final amount a patient pays for repair. Geographic location is a significant factor, as dental practices in major metropolitan areas typically charge more than those in rural regions. This variation accounts for differences in overhead, rent, and local market rates for dental services.

Dental insurance coverage also plays a considerable role, though it rarely covers the entire cost. Most dental plans operate on a 100-80-50 structure, covering 100% of preventive care, 80% of basic procedures, and 50% of major procedures like crowns. Bonding is often covered as a restorative procedure, but veneers may be classified as cosmetic and not covered at all, requiring the patient to pay a higher out-of-pocket share.

If the chip occurs outside of regular business hours, the need for urgent treatment can incur additional emergency fees. Many dental offices charge a premium for after-hours or emergency appointments to cover the cost of on-call staffing. Finally, the experience and specialization of the dentist can affect the price, as a specialist like an endodontist may charge higher fees compared to a general practitioner.