A tummy tuck and breast augmentation done together typically costs between $9,000 and $20,000 total. The wide range depends on where you live, your surgeon’s experience, and how extensive the work is. Most people pay somewhere in the middle of that range, but costs in major metro areas like New York or Los Angeles often land at the higher end.
Individual Procedure Costs
The American Society of Plastic Surgeons reports these national average surgeon fee ranges for 2024: breast augmentation runs $4,575 to $8,000, and a tummy tuck runs $8,000 to $13,500. Those numbers reflect surgeon fees only, which is an important distinction. The total you’ll pay includes several other charges stacked on top.
When you combine both procedures into one surgery session (often marketed as a “mommy makeover”), you typically save money compared to booking them separately. You’re only paying for one round of anesthesia, one facility fee, and one recovery period. That bundled savings can be significant, which is why the combined price of $9,000 to $20,000 often comes in lower than adding the two procedures’ standalone costs together.
What’s Included in the Total Price
A quoted surgical price usually bundles six main components: the surgeon’s fee, anesthesia (the provider plus the medications), the facility fee covering the operating room and staff, pre-operative consultations and lab work, post-operative care including follow-up visits, and all surgical supplies and materials used during the procedure. Some practices present this as a single all-inclusive number, while others break each line item out separately.
If a quote seems surprisingly low, check what it actually covers. A number that only reflects the surgeon’s fee can easily double once you add anesthesia (which often runs $1,000 to $2,500 per hour of surgery) and the facility charge. Always ask for the total out-the-door cost before comparing quotes between surgeons.
Breast implants themselves also affect the price. Silicone implants cost more than saline, and the specific brand or style your surgeon recommends can shift the total by several hundred dollars. If you’re choosing a breast lift in addition to implants, or a more extensive tummy tuck that includes muscle repair and liposuction, expect the price to climb toward the upper end of the range.
Why Prices Vary So Much
Geography is the single biggest cost driver. Surgeons in cities with high overhead and high demand (think coastal metros) charge more than those in smaller cities or the Midwest. A board-certified plastic surgeon in Manhattan might quote $22,000 or more for the same combination that costs $12,000 in Oklahoma City.
Surgeon experience and specialization also matter. A plastic surgeon who primarily performs body contouring and breast work will often charge a premium, but that expertise can translate to better results and fewer complications. The complexity of your case plays a role too. Someone who needs a full tummy tuck with significant muscle tightening, plus breast implants with a lift, will pay more than someone getting a mini tuck and straightforward augmentation.
Paying for the Procedure
Health insurance almost never covers cosmetic tummy tucks or breast augmentations. If you have a documented medical need, like a hernia repair during the tummy tuck or breast reconstruction after a mastectomy, insurance may cover a portion, but purely cosmetic work is out of pocket.
Most plastic surgery practices offer financing through medical credit companies that let you spread payments over 12 to 60 months. Interest rates vary widely, from 0% promotional periods to rates above 20%, so read the terms carefully. Some surgeons also offer in-house payment plans or accept health savings account (HSA) funds for qualifying portions of the procedure. Getting quotes from at least two or three board-certified surgeons gives you a realistic sense of what’s fair in your area.
Recovery After a Combined Procedure
Combining both surgeries means one recovery period instead of two, but that single recovery is more demanding than either procedure alone. You’ll need someone at home to help you for the first several days, and potentially for several weeks given the tummy tuck component. Most people take two to three weeks off work, longer if their job involves physical activity.
You won’t be able to lift anything heavier than 10 pounds for at least six weeks. That includes kids, grocery bags, and laundry baskets, so planning ahead matters. By about 12 weeks, most people have recovered enough to return to normal activities, exercise, and feel comfortable in fitted clothing or a swimsuit. Swelling can linger for several months after that, so the final results often aren’t fully visible until four to six months out.
The combined approach does mean a longer time under anesthesia, which your surgeon will evaluate based on your health. Procedures that would take more than about six hours together are sometimes split into two separate surgeries for safety reasons.