A medical recliner, often called a lift chair, is designed to assist individuals with limited mobility, particularly those recovering from surgery or managing chronic conditions. These chairs feature a powered mechanism that gently tilts the entire chair forward, helping the user move from a seated position to a standing one without strain. Since the need for this specialized support is often temporary, renting a medical recliner is a common and accessible option for home recovery.
Rental Availability and Sources
The most common place to find medical recliners for rent is through dedicated Durable Medical Equipment (DME) suppliers. These suppliers maintain a large fleet of equipment, including various models and sizes of lift chairs. Many operate both local storefronts and national online services, providing options for delivery and setup directly in the home.
Some large pharmacy chains or local home health sections also partner with suppliers to offer short-term rentals. Hospital discharge planners frequently work with these suppliers and can offer referrals or coordinate the rental process as part of a patient’s transition back home.
Understanding Rental Costs and Insurance Coverage
Rental Costs
Out-of-pocket rental rates for a standard medical recliner typically range from $150 to $450 per month. Some suppliers offer weekly rates, usually around $75 to $150. Daily rates are available but are generally less cost-effective for needs extending beyond a few days. For recovery periods lasting more than a few months, it is worth comparing the total rental cost to the purchase price, as long-term rental can exceed the cost of buying the chair outright.
Some suppliers offer a “rent-to-own” structure or a rental credit program. Under these programs, a portion of the paid rental fees can be applied toward the purchase of a new unit if the user decides they need it permanently. Under Medicare, a lift chair is considered a capped rental item, meaning the user assumes ownership after 13 consecutive months of renting.
Insurance Coverage
Medical recliners are classified as Durable Medical Equipment (DME) by insurance providers, and coverage is highly specific. Medicare Part B, for example, will only cover the motorized seat-lift mechanism of the chair, not the cost of the chair frame or upholstery. To qualify for this limited coverage, a patient must have a doctor’s prescription confirming the medical necessity of the device for use in the home.
If the criteria are met, Medicare Part B will pay 80% of the approved amount for the lifting mechanism after the annual deductible has been satisfied. The patient is responsible for the remaining 20% coinsurance on the mechanism, plus the full cost of the chair portion. Private insurance plans usually follow similar DME guidelines but require pre-authorization before the rental period begins.
Key Considerations Before Signing the Agreement
Reputable suppliers ensure that every medical recliner is thoroughly cleaned and sanitized between users using hospital-grade disinfectants. You should confirm that the quoted rental price includes delivery, in-home setup, and eventual pickup, as these services can sometimes incur separate fees.
The contract will outline the minimum rental period, which is often one month for lift chairs. Most agreements state that early returns will not result in a prorated refund for unused days. The supplier is typically responsible for repairing or replacing the chair if it malfunctions due to normal wear and tear. However, the renter is responsible for the full cost of repair or replacement if the equipment is damaged, lost, or stained due to negligence or misuse.