The “Rikki Plant,” commonly known as the Money Tree (Pachira aquatica), is a popular indoor plant. This guide covers its identification, care, common issues, and propagation.
Identifying Your Rikki Plant
The Money Tree (Pachira aquatica) is characterized by its distinctive appearance. It often features multiple slender trunks braided together. Its palmate leaves typically consist of five to seven leaflets radiating from a central point, resembling an open hand.
This tropical tree is native to the wetlands and swamps of Central and South America. As a houseplant, it generally grows to about 6 to 8 feet tall, much more compact than its natural height of up to 60 feet.
Rikki Plant Care Essentials
Light
The Money Tree thrives in bright, indirect light. Place it near an east or north-facing window to ensure ample illumination without direct sun exposure. Direct sunlight can scorch leaves, causing yellowing foliage. Rotate the plant periodically for even growth and light distribution.
Watering
Allow the top 1 to 2 inches (5cm) of soil to dry out completely between waterings. Water thoroughly until excess water drains from the pot’s bottom, and always empty any standing water from the saucer to prevent root rot. Reduce watering frequency during the slower growth months of fall and winter.
Soil
A well-draining, peat-based potting mix is ideal. This soil provides adequate moisture retention and aeration for the roots. Incorporating perlite or sand can further enhance drainage, preventing waterlogging. The plant prefers a slightly acidic to neutral soil pH, typically ranging between 6.0 and 7.0.
Temperature and Humidity
The Money Tree prefers warm and humid conditions, reflecting its tropical origins. An optimal indoor temperature range is between 65°F and 80°F (18-27°C). Avoid cold drafts or sudden temperature fluctuations. High humidity levels, ideally between 50% and 70%, are beneficial. Achieve this by misting leaves regularly, using a pebble tray, or placing a humidifier nearby.
Fertilizing
During the active growing season (spring through summer), the Money Tree benefits from regular fertilization. Use a balanced liquid houseplant fertilizer, such as a 10-10-10 or 20-20-20 formulation, diluted to half the recommended strength. Apply fertilizer approximately every two to four weeks. Withhold fertilizer during the fall and winter months when the plant’s growth naturally slows.
Troubleshooting Rikki Plant Issues
Leaf yellowing indicates overwatering or poor drainage. Check soil moisture before watering and ensure the pot has adequate drainage holes. Brown tips or edges on leaves often point to insufficient humidity or underwatering. Increase ambient humidity and adjust watering practices for consistent moisture.
Sudden leaf drop can result from drastic temperature changes, insufficient light, or severe over or underwatering. Common pests include spider mites and mealybugs, identifiable by fine webbing or cottony masses. Regular inspection and treatment with insecticidal soap or neem oil can manage infestations.
Growing More Rikki Plants
Propagate the Money Tree using stem cuttings. Select a healthy stem section, about 4 to 6 inches long, including at least two to three leaf nodes. Remove any lower leaves to prevent rot. Cuttings can be rooted in water (change water weekly) or directly in a moist, well-draining potting mix. Root development typically occurs within four to six weeks in a warm, bright spot away from direct sunlight.
Pruning helps maintain the plant’s desired shape and size, and encourages bushier growth by removing leggy stems or unhealthy branches. The best time for pruning is during spring or early summer. Repotting is generally needed every two to three years or when the plant becomes root-bound. Repot in spring, using a pot only slightly larger than the previous one and with good drainage.