Recognized for its unique braided trunk and glossy green leaves, the Money Tree (Pachira aquatica) is a popular indoor houseplant. Originating from Central and South American wetlands, it is also known as Malabar or Guiana chestnut. Associated with good luck and prosperity, its relatively easy care makes it a favored choice for home growers.
Light, Water, and Soil Essentials
Light
Money Trees thrive in bright, indirect light, mimicking their natural habitat beneath larger tree canopies. Place the plant where it receives at least six hours of bright to medium indirect sunlight daily. Direct, intense sunlight can scorch leaves, causing pale or yellowish patches. Insufficient light leads to leggy, sparse growth and may cause leaves to yellow or growth to slow. Rotate the plant periodically for even exposure and balanced growth.
Watering
Proper watering is crucial; consistency is more important than a rigid schedule. Water thoroughly until water drains from the pot, then allow the top few inches of soil to dry. This typically means watering every one to two weeks, though frequency varies with environmental factors.
Overwatering often causes root rot, seen as yellowing or browning leaves and a mushy stem. Underwatering, indicated by drooping or crispy leaves, also stresses the plant. Feel the soil before watering to maintain proper moisture.
Soil
A well-draining, aerated potting mix is essential for Money Trees to prevent waterlogging and root rot. Suitable mixes often include peat moss, perlite, or sand to enhance drainage and aeration. These plants prefer a slightly acidic to neutral soil pH, ideally between 6.0 and 7.5. Using a pot with ample drainage holes further supports a healthy root environment.
Temperature and Humidity
Money Trees, as tropical plants, prefer warm, stable temperatures between 65°F and 85°F (18°C to 29°C). They are sensitive to sudden temperature fluctuations and cold drafts, which can cause stress and leaf drop. Position the plant away from drafty windows, air conditioning vents, or heating units.
High humidity is important for Money Trees. Insufficient humidity can cause crispy brown leaf edges or overall leaf yellowing and dropping. To increase humidity, place the plant on a pebble tray, mist leaves regularly, or use a room humidifier. Grouping the Money Tree with other plants can also create a microclimate with higher localized humidity.
Feeding and Pruning Your Money Tree
Fertilizing
Money Trees benefit from regular fertilization during their active growing season (spring and summer). Use a balanced liquid houseplant fertilizer, diluted to half-strength, once a month. During fall and winter, when growth slows, reduce or cease fertilization to avoid over-fertilization. Always ensure the soil is damp before applying fertilizer to prevent root burn.
Pruning
Pruning shapes the Money Tree, encourages bushier growth, and removes unhealthy foliage. The best time for significant pruning is during spring or early summer when the plant is actively growing, allowing quicker recovery. Use clean, sharp shears for precise cuts and to prevent disease spread. Make cuts just above a leaf node, where leaves or branches emerge, to encourage new growth. Regularly removing dead, yellowing, or damaged leaves helps the plant redirect energy towards healthy development and maintains its aesthetic appeal.
Repotting and Common Problems
Repotting
Money Trees typically require repotting every two to three years, or when root-bound. Indicators include roots emerging from drainage holes, stunted growth, or rapid drying. The ideal time for repotting is during spring or early summer, coinciding with active growth for quicker recovery. Select a new pot only one to two inches wider than the current one to prevent excess soil from retaining too much moisture. Gently remove the plant, loosen any circling roots, and place it in the new pot with fresh, well-draining soil.
Common Problems
Money Trees can exhibit several common issues, signaling a need for care adjustment. Yellowing leaves frequently indicate improper watering, most often overwatering, which can lead to root rot. Adjusting the watering schedule to allow the soil to dry adequately between waterings resolves this. Leaf drop can result from environmental stress, such as sudden temperature changes, inconsistent watering, or low humidity.
Brown leaf tips are a sign of insufficient humidity; increasing moisture in the air helps. Common pests like spider mites, mealybugs, and aphids may also affect Money Trees, appearing as tiny insects or sticky residue on leaves. These infestations can cause yellowing or distorted leaves and can be addressed by wiping foliage or using insecticidal soap.